BUY HERE PAY HERE (BHPH)

At Icon AutoHub, we make car buying simple with our easy Buy Here Pay Here (BHPH) financing program—designed for customers who need a fast, affordable, and stress-free way to get approved.

Easy Approval – All Credit Types Welcome

Whether you have bad credit, no credit, repossessions, or past financial challenges, our in-house financing program is built to help. We focus on your current ability to pay, not just your credit score—making approvals easier and faster. BHPH programs are commonly used to help buyers who may not qualify for traditional bank financing.

Lower Fees Than Other Dealerships in Jacksonville

Unlike many dealerships that charge high financing fees and hidden costs, Icon AutoHub offers lower financing fees and affordable payment options—helping you save more over the life of your loan.

Flexible Payment Plans That Fit Your Budget

We understand every customer’s financial situation is different. That’s why we offer:

Flexible weekly, bi-weekly, or monthly payment options

Manageable payment amounts

Personalized financing solutions tailored to your income

Low Down Payments to Get You Driving

With low down payment options, getting into your next vehicle is easier than ever. Our goal is to help you drive away today—without breaking your budget.

Why Choose Icon AutoHub for BHPH?

Easy in-house financing

Fast approvals

Low fees compared to other dealers

Flexible payment plans

Friendly local team serving Jacksonville drivers

At Icon AutoHub, we believe everyone deserves a second chance and a reliable vehicle. Let us help you get approved and on the road today.

Buy Here Pay Here (BHPH) Requirements at Icon AutoHub

Getting approved through our Buy Here Pay Here (BHPH) program at Icon AutoHub is simple and hassle-free. We make financing easy—even if you have bad credit, no credit, or past financial challenges—by focusing more on your current income and ability to pay than your credit score.

What You Need to Apply:

To get started, most customers only need:

Valid Driver’s License or government-issued photo ID

Proof of Income (recent pay stubs or bank statements)

Proof of Residence (utility bill or lease agreement)

Down Payment (low down payment options available)

Valid Auto Insurance before vehicle delivery

Proof of Employment

Easy Approval Process

Our team reviews your application quickly and works to get you approved the same day whenever possible. Since we provide in-house financing, there’s no need to rely solely on traditional bank approval.

Everyone Deserves a Second Chance

At Icon AutoHub, we believe transportation should be accessible to everyone. Our BHPH program is designed to help you get back on the road fast with affordable payments and flexible terms.